MOBILE APPLICATION PROTOTYPE DESIGN FOR FINANCIAL PLANNING OF TELKOM UNIVERSITY FIRST-YEAR STUDENT OUTSIDE BANDUNG ZCASH: FINANCIAL PLANNING APPLICATION PROTOTYPE FOR TELKOM UNIVERSITY FIRST-YEAR STUDENTS

Abstract

According to Gitayuda (2023), many students lack sufficient financial knowledge,
leading to poor money management decisions. This research aims to enhance financial planning
by providing basic financial knowledge and strategies vital for students' present and future wellbeing. A qualitative approach, data was gathered through interviews and observations to identify
user needs. Design thinking principles were applied to create a user-centered mobile application
prototype. A S.W.O.T analysis evaluated existing financial planning resources, while the AISAS
model helped understand students' decision-making processes. The outcome is a financial
planning application prototype designed to guide students in managing their finances and
improving their financial habits, with a focus on setting and achieving savings goals. This
application not only supports students in making wiser financial decisions but also aligns with the
government's goal of expanding financial accessibility, ultimately preparing them for future
economic challenges.
Keywords: Financial Literacy, Mobile Application, User Interface, University Students