Implementasi Cashless Payment Pada Pembayaran Denda Keterlambatan Pengembalian Buku Open Library Universitas Telkom

Tiara Tiara, Nyoman Bogi Aditya Karna, Ratna Mayasari

Abstract

Abstrak
Cashless Payment merupakan suatu metode pembayaran non-tunai. Metode pembayaran
tersebut sudah diterapkan pada aplikasi perdangan elektronik (e-commerce). Dalam aplikasi
e-commerce dapat menerapkan cashless payment dengan integrasi payment gateway. Payment
Gateway adalah suatu jalur pembayaran non tunai yang dimana melakukan transaksi secara
online dalam aplikasi. Selain aplikasi e-commerce, payment gateway dapat diintegrasikan pada
aplikasi pembayaran lainnya seperti pembayaran keterlambatan pengembalian buku di Open
Library Telkom University . Proses pembayaran denda saat ini masih memilki kendala yaitu
peminjam tidak bisa melakukan secara cash melainkan cashless. Dengan aplikasi yang sudah
terintegrasi payment gateway, peminjam dapat melakukan bayar denda secara mandiri atau
disebut dengan self payment. Self payment tersebut dilakukan tanpa kontak secara langsung
dengan admin. Sebagai konfirmasi ketika sudah selesa i melakukan pembayaran dengan
dikirimkan email kepada user melalui Simple Mail Transfer Protocol (SMTP), selain itu
transaksi yang sudah dilakukan oleh user akan tersimpan dalam database sebagai riwayat
pembayaran. Aplikasi pembayaran keterlambatan buku dilakukan pengujian nilai delay dari
client menuju server pada payment gateway dan utillization resource dalam penggunaan CPU,
Memory dan Network. Pengujian aplikasi terhadap delay menghasilkan 15.43 ms pada satu
device dan 101.29 ms pada dua device, nilai pengujian sudah memenuhi ITU-T G.1010 dalam
proses transaksi. Sedangkan utillization resource CPU sebesar 7%, Memory 10% dan Network
I/O 151.5 Kbps
Kata kunci : Cashless Payment, Payment Gateway, SMTP, Open Library, Delay, Utillization
Resource
Abstract
Cashless Payment is a non-cash payment method. This payment method has been applied to
electronic trading applications (e-commerce). In e-commerce applications, cashless payments
can be implemented with payment gateway integration. Payment Gateway is a non-cash
payment channel which make online transactions in the application. In addition to ecommerce applications, payment gateway can be integrated into other payment applications
such as late payment for returning books at the Telkom University Open Library.The process
of paying fines still have obstacles, when patron can’t transaction via cash, but cashless. With
an application that has an integrated payment gateway, patrons can pay fines independently ,
which is known as self payment. Self payment not made directly interacting with admin. As
confirmation when the payment has been completed by sending an email to the user via the
Simple Mail Transfer Protocol (SMTP), and transactions that have been made by the user will
be stored in the database as payment history.The book delay payment application has been
testing for delay from the client to the server on the payment gateway and resource utilization
in CPU, Memory and Network usage. Application testing for delay produces is 15.43 ms on
one device and 101.29 ms on two device the value of testing has met the ITU-T G.1010 standard
of delay in process transactions. Meanwhile value of utilization resource for CPU is 7%,
Memory 10% and Network I/O 151.5 Kbps.
Keywords: Cashless Payment, Payment Gateway, SMTP, Open Library, Delay, Utillization
Resourc

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